Leadership | Water Systems | Credit and Income | Health Care | Agroforestry Background | Timeline | ICA Approach | Project home       As long as the money economy prevails, it is necessary for people to acquire income. Thus, this rural development program promotes small scale business for income generation, while training smart money management techniques.   In the earlier part of 2003, ICA Kitui visited ICA Monbasa, which has a great deal experience in credit management. ICA Kitui was able to upgrade their income and credit skills and discuss problems they have faced. The Chidze women's group answers questions from ICA Kitui staff ICA Kitui was able to further disseminate information and loans within the Kitui locations. Since there are loan applicants who cannot even read Swahili (but of course are still eligible for the loans) training had to progress clearly and slowly. ICA Kitui's Mrs. Rodah explains the importance of keeping business records and avoiding debt. Small scale business training helps eliminate fear among new participants in the programme. ICA Kitui staff provide assistance in filling out loan applications. Not all applicants will be accepted. They must have had training in and knowledge of the loan system. A member of the Kilungo Self Help Group purchases beans. He buys them in bulk and will later sell them around the village. In Quarter 3 of 2003, income generation activites were followed up on to see how they were progressing and to locate areas of potential improvement. Successful projects must be sustainable. Without proper monitoring and follow up, a project can fall into neglect, and can fail. A member of the Mabeke Self Help Group purchases goods to run a mini shop. To be successful, she will have to practice good bookkeeping and avoid creditors. A member of the New Kiakisya Self Help Group purchased six cows and is negotiating transport for them back to New Kiakisya. Livestock prices fluctuate regularly, so purchases have to be well researched.
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